Did you know that the single biggest reason why families run into financial difficulty or amazing startup businesses fail is because of cashflow problems caused by poor or worse, non-existent budgeting?

I know you’re probably rolling your eyes at the thought, or you feel trapped and get sweaty palms at the thought of budgeting. Here’s the thing - You’re not alone.

But I am here to tell you that living the life of your dreams may not be as stressful or expensive as you think. There are some surprisingly simple, but extremely powerful techniques that you can use right now to get more for your money, just by using it a bit smarter.

This won’t require an enormous amount of willpower, or any “extreme” commitments. And although budgeting is part of the process, budgeting does not mean cheap, lower value, sacrifice, or struggle.

"Dr. Novellus provides a practical blueprint to develop a budget for a more enriching life on a journey towards retirement rather than for the sole purpose of retirement. I personally leveraged these concepts to allow for my last sabbatical. Whether it's your first time developing a budget or you have done it before, it's a beneficial read for all experience levels."
- K Pramod Reddy, General Parter at CTW Venture Parters 

“ This book is a fantastic must read because so many of us stress over our finances. As the chapters progress, it becomes extraordinarily clear that we all need to set goals for a budget, and that it truly is liberating. The book is a fantastic gift that really demands to be shared with anyone you know and love this year. It also reminded me that it is really never too late to find financial freedom. I can’t wait for the authors next book.”
-Meredith Allan, Host of The Meredith Show on NBC