Live a Fabulous Life with Smart Money Decisions


Did you know that the single biggest reason why families run into financial difficulty or amazing startup businesses fail is because of cashflow problems caused by poor or worse, non-existent budgeting?

I know,  you’re probably rolling your eyes, or you feel trapped and get sweaty palms at the thought of budgeting. Here’s the thing - You’re not alone.

But I am here to tell you that living the life of your dreams may not be as stressful or expensive as you think. There are some surprisingly simple, but extremely powerful techniques that you can use right now to get more for your money, just by using it a bit smarter.

This won’t require an enormous amount of willpower, or any “extreme” commitments. And although budgeting is part of the process, budgeting does not mean cheap, lower value, sacrifice, or struggle.

In fact, by learning to budget your money and therefore use it more efficiently, you will actually end up with nicer things, and more money for the things that really matter to you. Learning to manage your money and make smart financial decisions will empower you to live a life that you absolutely love.

"Dr. Novellus provides a practical blueprint to develop a budget for a more enriching life on a journey towards retirement rather than for the sole purpose of retirement. I personally leveraged these concepts to allow for my last sabbatical. Whether it's your first time developing a budget or you have done it before, it's a beneficial read for all experience levels."
 --K Pramod Reddy, General Partner at CTW Venture Parters